:root{--azul:#1565b8;--azul2:#0d3f7a;--marinho:#1b1f6b;--amarelo:#ffd20a;--amarelo2:#e0b800;--branco:#fff;--texto:#1c2430;--mut:#5b6672;--borda:#e3e8ee}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Inter,system-ui,Segoe UI,Roboto,sans-serif;color:var(--texto);background:#fff;line-height:1.6}
img{max-width:100%;height:auto;display:block}
a{color:inherit}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
h1,h2,h3{line-height:1.15;font-weight:800}
h2{font-size:clamp(28px,4vw,42px);margin-bottom:28px}
.sub{color:var(--mut);max-width:680px;margin:-16px auto 36px;text-align:center}
.centro{text-align:center}
.btn{display:inline-block;padding:13px 28px;border-radius:999px;font-weight:700;text-decoration:none;font-size:15px;transition:transform .15s,filter .15s;border:2px solid transparent}
.btn:hover{transform:translateY(-2px);filter:brightness(1.05)}
.btn.amarelo{background:var(--amarelo);color:#1a1a1a}
.btn.azul{background:var(--azul);color:#fff}
.btn.linha{border-color:#fff;color:#fff}
.btn.linha-azul{border-color:var(--azul);color:var(--azul)}

header{position:sticky;top:0;z-index:20;background:rgba(27,31,107,.92);backdrop-filter:blur(8px);color:#fff}
header .wrap{display:flex;align-items:center;justify-content:space-between;height:72px}
header .logo img{height:40px;width:auto}
header nav{display:flex;align-items:center;gap:10px}
header nav a{text-decoration:none;font-size:14px;font-weight:600;padding:9px 16px;border-radius:999px}
header nav a.lista{background:var(--amarelo);color:#1a1a1a}
header nav a.login{border:1.5px solid rgba(255,255,255,.7)}
header nav a.lang{opacity:.85;padding:9px 8px}
header nav a.lang:hover{opacity:1}
@media(max-width:600px){header nav a{padding:8px 12px;font-size:13px}header .logo img{height:32px}}

.hero{position:relative;color:#fff;background:var(--marinho) url(img/fundo-azul.png) center/cover;min-height:620px;display:flex;align-items:center;overflow:hidden}
.hero video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.55}
.hero::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(27,31,107,.35),rgba(27,31,107,.75))}
.hero .wrap{position:relative;z-index:1;padding:90px 20px;text-align:center}
.hero h1{font-size:clamp(34px,6vw,66px);max-width:860px;margin:0 auto 14px}
.hero h1 span{color:var(--amarelo)}
.hero p{font-size:clamp(16px,2.2vw,21px);max-width:640px;margin:0 auto 34px;opacity:.92}
.hero .acoes{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}

.visao{background:var(--azul) url(img/fundo-azul.png) center/cover;color:#fff;padding:70px 0}
.visao .wrap{display:grid;grid-template-columns:1fr 1fr;gap:40px}
.visao .caixa{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-radius:14px;padding:32px}
.visao .caixa img{height:56px;width:auto;margin-bottom:16px}
.visao h3{font-size:24px;margin-bottom:10px}
.visao p{opacity:.92}
@media(max-width:760px){.visao .wrap{grid-template-columns:1fr}}

.rent{background:var(--amarelo);padding:70px 0;color:#1a1a1a}
.rent h2{text-align:center}
.rent .grid{display:grid;grid-template-columns:1.3fr 1fr;gap:40px;align-items:center}
.rent .grafico{background:#fff;border-radius:14px;padding:16px;box-shadow:0 10px 40px rgba(0,0,0,.08)}
.rent .item{margin-bottom:26px}
.rent .item h3{font-size:20px;color:var(--azul2);margin-bottom:6px}
.rent .acao{text-align:center;margin-top:36px}
@media(max-width:860px){.rent .grid{grid-template-columns:1fr}}

.como{padding:70px 0}
.como h2{text-align:center}
.passos{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;counter-reset:p}
.passos li{list-style:none;background:#f4f7fb;border-radius:14px;padding:26px 22px 22px;position:relative;font-weight:600;color:var(--azul2);line-height:1.4}
.passos li::before{counter-increment:p;content:counter(p);display:flex;width:38px;height:38px;border-radius:50%;background:var(--azul);color:#fff;align-items:center;justify-content:center;font-weight:800;margin-bottom:12px}
.como .acao{text-align:center;margin-top:40px}
@media(max-width:860px){.passos{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.passos{grid-template-columns:1fr}}

.numeros{background:var(--amarelo);padding:50px 0}
.numeros ul{list-style:none;display:grid;grid-template-columns:repeat(4,1fr);gap:20px;text-align:center}
.numeros li{border-left:3px solid #fff;padding:6px 0}
.numeros li:first-child{border:0}
.numeros strong{display:block;font-size:clamp(34px,5vw,56px);color:var(--azul);font-weight:800;line-height:1}
.numeros span{color:var(--azul2);font-weight:600;font-size:14px}
@media(max-width:700px){.numeros ul{grid-template-columns:1fr 1fr}.numeros li:nth-child(3){border:0}}

.ia{background:var(--azul);color:#fff;padding:70px 0}
.ia h2{text-align:center}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;text-align:center}
.cards li{list-style:none}
.cards img{height:96px;width:auto;margin:0 auto 16px;border-radius:12px}
.cards h3{font-size:17px;margin-bottom:8px}
.cards p{font-size:14px;opacity:.92}
.ia .cards+h2{margin-top:70px}
.ia .cards.ciclo p{color:var(--amarelo)}
@media(max-width:860px){.cards{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.cards{grid-template-columns:1fr}}

.moneta{padding:70px 0}
.moneta .grid{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:start}
.moneta .logo{max-width:280px;margin-bottom:22px}
.moneta p{margin-bottom:14px;color:#333}
.moneta h3{font-size:20px;margin:0 0 12px;color:var(--azul2)}
.moneta ul{list-style:none}
.moneta li{padding:10px 0 10px 28px;border-bottom:1px solid var(--borda);font-size:14px;position:relative}
.moneta li::before{content:"";position:absolute;left:0;top:14px;width:16px;height:16px;border-radius:50%;background:var(--amarelo)}
.moneta li::after{content:"";position:absolute;left:5px;top:17px;width:5px;height:8px;border:solid #1a1a1a;border-width:0 2px 2px 0;transform:rotate(45deg)}
@media(max-width:860px){.moneta .grid{grid-template-columns:1fr}}

.dif{background:#f4f7fb;padding:70px 0}
.dif h2{text-align:center}
.dif .grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.dif article{background:#fff;border-radius:14px;padding:28px;border-top:5px solid var(--amarelo)}
.dif h3{font-size:19px;color:var(--azul2);margin-bottom:8px}
.dif p{color:#333;font-size:15px}
@media(max-width:700px){.dif .grid{grid-template-columns:1fr}}

.equipa{padding:70px 0}
.equipa h2{text-align:center}
.equipa .grid{display:grid;grid-template-columns:1fr 1fr;gap:30px;max-width:900px;margin:0 auto}
.equipa article{display:grid;grid-template-columns:150px 1fr;gap:22px;align-items:center;background:#f4f7fb;border-radius:16px;padding:22px}
.equipa img{width:150px;height:150px;object-fit:cover;object-position:top;border-radius:50%;border:4px solid var(--amarelo)}
.equipa small{display:block;color:var(--azul);font-weight:700;text-transform:uppercase;letter-spacing:1px;font-size:11px;margin-bottom:4px}
.equipa h3{font-size:21px;margin-bottom:8px}
.equipa p{font-size:14px;color:#333;margin-bottom:10px}
.equipa a{font-size:13px;font-weight:700;color:var(--azul);text-decoration:none}
@media(max-width:860px){.equipa .grid{grid-template-columns:1fr}}
@media(max-width:480px){.equipa article{grid-template-columns:1fr;text-align:center}.equipa img{margin:0 auto}}

.contacto{background:var(--marinho) url(img/fundo-ouro.png) center/cover;color:#fff;padding:70px 0;text-align:center;position:relative}
.contacto::before{content:"";position:absolute;inset:0;background:rgba(27,31,107,.82)}
.contacto .wrap{position:relative}
.contacto h2{margin-bottom:16px}
.contacto .linhas{display:flex;gap:30px;justify-content:center;flex-wrap:wrap;font-size:18px;font-weight:600;margin:0 0 36px}
.contacto .linhas a{text-decoration:none}
.contacto .linhas a:hover{color:var(--amarelo)}
.contacto .produto{margin-top:40px;font-size:13px;opacity:.85}
.contacto .produto img{height:44px;width:auto;margin:10px auto 0}

footer{background:#10133f;color:#9aa3c7;padding:22px 0;font-size:13px;text-align:center}
footer a{color:#fff;text-decoration:none}